My name is Claus Derisma and this is my story on how I came to Hand Up Incorporated. I was wanting help with entering the housing market. It wasn't easy to do on my own as I had a bad credit, consumer proposals and not to mention very little for a down payment. I am a hard working person and I had a good job as a truck driver. With the consumer proposal and bad credit no one would give me a chance at a mortgage. I thought my dreams of being a homeowner would never come to fruition but Hand Up Inc was the answer to homeownership. Rent to own a home was a new concept to me but I really wanted a chance to own my own personal home. I met Daniel, founder of Hand Up Inc, who was very professional and understanding to my situation. So I filled out the application forms and within 10 days of signing I was approved and Daniel put me in touch with one of their outstanding real estate agents. The agent booked some appointments that suited my busy schedule to start shopping for my future home at that point. The agent was patient with me as we looked through about 20 houses before I found the perfect home to suit my needs. The house was inspected, purchased and I moved into it on August 20th, 2011. The home was transferred into my name on February 19th, 2015 which was the happiest day of my life. Officially I became a homeowner right then right there. Thank you to Daniel and all the staff at Hand Up Inc.
Hand up inc was the best decision I ever made. 
Claus Derisma 
Don't give up, where there's a will there's a way